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36 month phone loan repayments

By: seacam | 22-09-2019 09:48

It is no secret that the price of the average phone has only increased in the past few years, and sometimes by quite a lot. For those of us who use phone loans to purchase their new devices, paying back on a monthly basis, this means that the potential repayments on new devices are becoming a significant barrier to upgrading.

Especially as phones now regularly cross the £700 mark, having a further option to increasse the length of the repayment period would help manage the financial burden of these, should customers wish to pursue this as an option. This is something that Tesco Mobile does with some success, it also recognises the fact that people are now holding on to their phones for longer and longer.

I'd like to propose that Giffgaff should follow suit, offering this as an option to customers looking to get a new device and stay with the network, and to keep their loan repayments manageable.

I came up with this idea as my phone will come to the end of its contract soon, and I'll be looking to offload it and choose another. Everything that even remotely appeals on this network (which I would like to stay with) will be too big a commitment to take on, as such the option offered by Tesco Mobile (and others) seems to be a good choice for continuing.


by: mcilwraith
on: 26-09-2019 12:58

sounds ok if thats what you want but of course its not giffgaff who supply the credit

by: bertiebat
on: 23-09-2019 21:41

Personally I find it ridiculous to buy a phone that you can't reasonalbly afford and maybe that's why the max is set at 24 months (which is outside giffgaff's control anyway).

by: verityjahane
on: 03-12-2019 14:00

Good idea Not all of us have any extra cash. Some of us have to pay for silly things like Rent Electricity Water rates Food Petrol for work Council tax Road tax Insurance And so on... We don't all live at home with our parents. Or have huge wages. Think about others.

by: adamtheant
on: 20-01-2020 11:29

no when it says 24 months totally out of giffgaffs hands with the time frame

by: leah244
on: 15-01-2020 23:59


by: erzse49
on: 14-01-2020 22:32

good idea

by: ichweider1
on: 06-01-2020 13:19

Ratesetter not giffgaff provide the loans what have they said about this?



by: tabedin
on: 05-01-2020 16:29

good idea

by: johndfoster7
on: 31-12-2019 16:58

I like this idea

by: peterg92
on: 14-01-2020 22:25


by: chloe65602
on: 26-12-2019 19:32

good idea

by: court79153
on: 26-12-2019 19:31

amazing idea

by: bertiebat
on: 26-12-2019 19:32

Stop spamming. You have already replied to this idea.