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Realign payback seasons so that the Christmas payout comes in November

By: harrrrrry | 10-04-2019 09:49

Currently payback seasons run from December to May and June to November. Actual payback is paid out in the next following month, so payback is actually paid towards the end of December and January

One of the supposed benefits of having a 6 month season is that accumulating payback allows the member to use the payment for something more significant than they could otherwise achieve with individual monthly payments. However, this breaks down because probably one of their biggest meeds would be to help with the Christmas season. A payment in late December is too late to help much for that.

Consequently I'm suggesting:

  • that for 2019 only, the second payback season be reduced to 5 months, ie June to October, allowing final payout by the end of November
  • for 2020 and subsequent years, payback becomes November to April (with actual payback towards the end of May and November).

In addition to helping members, I suspect this will also help staff and agents, as December and the New Year are probably busy times for them. It will also mean that if circumstances force a delayed payment (as happened in 2018) it will be seen as less of a catastrophy for those that were relying on a payout in time for Christmas.



by: smiler48
on: 31-05-2019 13:06

I support this idea

by: extreme_one
on: 25-05-2019 07:42

Good idea!

Well thought out, well explained and very useful for the majority of the membership.

by: carolcat
on: 27-05-2019 14:50

Especially those who like to buy Christmas gifts in advance :)

by: klmwong
on: 24-05-2019 13:28

Excellent idea. Always good to have a bit of extra money before Christmas.

by: jsmith2009
on: 24-05-2019 07:34

Personally I don't really mind what date is used for Payback.

by: nikmobile
on: 23-05-2019 19:03

not to fussed myself I see it as a little bonus but I do see where your coming from

by: danny56767
on: 24-01-2020 18:27


by: muddycalhoun
on: 21-01-2020 09:50

I personally am happy with the current timings, mid December is fine with me but I can see your reasoning.

However with all the quarterly bills dropping through the letterbox in January and the sales it's six of one and half a dozen of the other.

Whenever payback comes it's a boon.

by: johndfoster7
on: 17-01-2020 16:11

I like this idea

by: jesi23
on: 06-01-2020 13:07

I can understand your reasoning, and in theory would support it, although there are quite a few conversations around peripherals which would need discussion.

of course it is now too late for 2019, but it might be possible for a differing timeframe. Personally, I don’t depend on it as a source of funding for Christmas, and I see it as a bonus, rather than an ‘entitlement’ even though it is much appreciated!

I help when and where I can, and try to be fair and encouraging to all. There are some who suggest that certain areas are more important than others, but as people ask for help in all areas, to restrict oneself to only ever looking in H&S would deny some help. ????

by: suzisuz
on: 26-12-2019 11:14

You have my vote