Leave a legacy.

Pay your way

By: jody23011 | 09-03-2019 01:09

allow bad credited wannabe customers the chance to still buy a new or used phone from giffgaff by paying upfront for what they are wanting to purchase from you but can't due to bad or no credit history

But not only buy upfront but be allowed to make whatever payment they can afford that week or month as long as they understand what the cost is of the purchase and that the full price agreed is paid in full within the time given ie ( customer has 6 months to pay full purchase agreed or they for fit any money's already made if full balance is not met by time agreed upon the credit agreement made ) or 12 month agreements for newer or more expensive handsets

Obviously within the agreement there will be no interest added or charges if they miss payment .they just plain and simply pay in full within agreed time or lose purchase and all money already paid if not completed / paid in full within time set or agreed by customer

n/a

Comments

by: jeremylalou
on: 08-06-2019 18:45

Do we want giffgaff to have credit problems though?

by: stev135
on: 08-06-2019 02:18

Apologies

by: ashwatts
on: 07-06-2019 16:24

Their a bad credit risk for a reason.

They are better going to a bank or a credit company

Oh wait they can’t cause they are a credit risk

by: leshin
on: 07-06-2019 08:03

Idea is good but needs to be done by a credit company not a phone company

by: micky6599
on: 03-06-2019 15:34

Sorry but no from me

by: blueleather
on: 02-06-2019 13:51

That makes no sense at all to me. To risky.

by: tradertall
on: 02-06-2019 13:36

giffgaff does not need bad debt

by: onthelash
on: 31-05-2019 21:59

Sorry but no from me as to risky

by: lpwilliams
on: 30-05-2019 06:36

giffgaff have a number of lower priced phones. I do think giffgaff is acting responsibly. If a member cannot afford a high value phone, giffgaff are catering for them with lower value phones.

People should not stretch themselves financially. If I had poor credit, I would start building it by being realistic about what I could afford, rather than try and get the latest technology (and then be in greater debt).

by: msmon55
on: 29-05-2019 16:46

Sorry think this is too financially risky for Giffgaff unless you mean GG hold the phone until its fully paid up?

by: deejoldskool
on: 04-06-2019 10:25

I am sure that is what is meant, A kind of lay-away.