Leave a legacy.

Pay your way

By: jody23011 | 09-03-2019 01:09

allow bad credited wannabe customers the chance to still buy a new or used phone from giffgaff by paying upfront for what they are wanting to purchase from you but can't due to bad or no credit history

But not only buy upfront but be allowed to make whatever payment they can afford that week or month as long as they understand what the cost is of the purchase and that the full price agreed is paid in full within the time given ie ( customer has 6 months to pay full purchase agreed or they for fit any money's already made if full balance is not met by time agreed upon the credit agreement made ) or 12 month agreements for newer or more expensive handsets

Obviously within the agreement there will be no interest added or charges if they miss payment .they just plain and simply pay in full within agreed time or lose purchase and all money already paid if not completed / paid in full within time set or agreed by customer

n/a

Comments

by: nickyheywood
on: 25-05-2019 20:17

i dont think this would work sorry

by: davek89
on: 24-05-2019 20:26

Unfortunately, I don't think this would work.

What you're proposing is a six or 12 month interest free loan for people with a proven history of not being able to keep up with regular payments.

The chances are that the default rate would be high and GiffGaff would lose a considerable sum of money. As a result, they'd have to put up prices for everyone in order to cover the losses.

by: jsmith2009
on: 24-05-2019 07:36

Maybe useful to some but wonder how many would actually not pay for the phone.

by: nikmobile
on: 23-05-2019 19:05

sounds like more hassle than its worth to me

by: johnsmith140289
on: 23-05-2019 17:27

Great idea.

by: adventure17
on: 23-05-2019 05:45

Could be useful for some people who can't save.

by: haseebhejazi
on: 22-05-2019 18:02

nice ideas

by: bing5582
on: 22-05-2019 02:11

Good

by: rashad760
on: 21-05-2019 20:47

I agree

by: o7sagittarius
on: 21-05-2019 20:17

don't think this would be beneficial to giffgaff and see a lot of issues with non payments and chasing customers