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Sim Swap Scamming Prevention Check

By: othalian | 01-12-2018 14:40

Our phones are an integral part of us these days and on so many levels. And it is being used more-and-more in the two factor authentication process by various organisation which include banks and Amazon to name two. However, scammer too are realising this which is why "Sim Swap" scams are on the rise.

If you don't know what "Sim Swap" scams are it's when someone contacts a phone provider and requests a replacement sim card because it was lost, damaged, eaten by the dog, you name it. And oh by the way could you transfer all "my" stuff over to the new sim, please. You the owner might not notice it has happened for a few days and by then the scammer has accessed your bank account, etc.

My suggestion is for us all as a community to come up with a system of quick checks which can be carried out prior to a replacement sim being issued.

Idea 1. You are allocated a PassCode calculated on elements of your profile. No-one would know which elements are used to create this PassCode so it would be hard to recreate if not impossible.

Once issued with this PassCode you would be required to print it off and keep it safe. The page would have just enough information on it to remind YOU what the PassCode is for and not anyone else.

Idea 2. You nominate someone as a "Sim Friend", for want of a better name, within your profile. If a sim is requested then your "Sim Friend" would receive an sms which would ask them to contact you and confirm they did indeed request a replacement sim. Your "Sim Friend" would then press either a "Yes" or "No" link within the message to confirm or decline the request on your behalf. However, this option only works if Giffgaff retains secure servers of course.

Those are my suggestions but if someone can provide better, simpler solution then let's hear it. But we as a community can't just ignore it and hope it won't happen to us. Let's act now and protect us all from these sorts of scams. Also, it might be a great selling point for new members too.

Comments

by: hunterchunk
on: 08-01-2019 15:41

Anything to increase security is a good thing , so yes I will vote for that

by: chinsndips
on: 08-01-2019 14:13

Great idea that can increase security!

by: adamtheant
on: 07-01-2019 23:09

agreed more security is needed and would be good

by: ajg865
on: 07-01-2019 22:05

Great idea, extra text security on the likes of PayPal and mobile banking apps work well to combat fraud and this would be an much needed benefit to our peace of mind.

by: b_richards
on: 07-01-2019 16:37

I'm not keen on a SIM friend, but extra security is needed.

by: inspiron42
on: 07-01-2019 05:53

This is the very reason that these organisations should not be using texts for two factor authentication. The solution is to not use texts for this purpose.

by: ijustcantdoit
on: 07-01-2019 01:22

Yes to the idea but please support the existing ideas

by: frommoon
on: 07-01-2019 11:28

There are other similar ideas but yes, this one is good.

by: gloriousiam
on: 06-01-2019 18:34

yes like vodafone they send a 4 digit passcode.

by: pete2009
on: 06-01-2019 18:14

Anything to try to stop these things happening would be good however I don't think having a friend would be the best way.

by: jeremylalou
on: 06-01-2019 14:46

good intention but not sure about the method