By: tonyireland | 30-12-2017 09:36
A good idea might be to implement a direct debit option for buying goodybags I know there is already an option to reoccur the goodybags via debit card but the direct debit would give another option for customers.
Bit confused how this idea passed the verification of not being an existing idea?
i support anything that makes customers experience better. however, this would need to be balanced with the costs for implementing this feature
the auto recur is works exactly like the direct debit, not sure how and what benefit DD will have over auto recur????
it is an option that will work so m much easier , but then auto recur works the same with your credit card
I know from reading below that this idea has been suggested previously, but after searching for Direct Debit this was at the top of the search results so this was the one I clicked on to see how this suggestion was getting along. If others have made previous suggestions about a particular subject and then someone makes a new suggestion/request for the same feature, the system should automatically re-direct the person to that previous suggestion/request in order that they can add their input to that suggestion/request without creating a duplicate.
I for one have been hoping for the direct debit option for some time now and have read requests, ideas, and suggestions on the web from others who likewise would like this option. And please remember, no one is trying to force others into something that they don't want or use, it will be an option not a rule and those who don't wish to take the option can simply continue paying via the methods they're happy with, no one is asking for members to be forced into something that they don't want or use, it's merely a case of those wishing to have this facility simply asking that it becomes an available option.
Direct debits may be virtually no different than allowing payments for varying amounts to be taken from your Debit/Credit card each time a purchase is required, however direct debit has more protection than a simple card payment for small amounts, the amounts can still be changed on the fly so to speak, and the refund times & procedures are virtually identical should they ever be necessary.
There is one huge advantage of direct debit for me in particular though, and I'm certain I'm far from alone, that is the fact that with the pathetically miniscule amounts of interest paid on peoples savings and for balances held in general everyday accounts by the banks nowadays, the only way for many to get anything close to half decent interest paid on their hard earned without locking their savings away and not being able to touch them for everyday purposes, is to open one of the general banking accounts that require a certain number of direct debits to be taken out each month in order for us to earn at least a little interest on our money. Some of those accounts even charge a monthly fee, but so long as you satisfy their direct debit quota and pay in the stated amount each month you can make enough in interest each year to make it worthwhile having that account.
The tax man hits our pay packet each month, and then takes a cut out of any savings interest each year, that's 2 hits on the same money each year, but then when we retire he not only continues to hit any savings we've scrimped and scrapped to save, but also hits any pensions we're fortunate enough to have, so at the end of the day, both the banks and the government are making money hand over fist from our labour until the day we're put in the ground, whilst we have to struggle and fight just to make a little extra to help us get by.
Thanks to being able to operate 1 bank account that just about pays enough interest to make it worth while having I actually manage to cover the cost of 1 months winter gas & electricity bill from the interest made. However that's got my only savings in it and I bounce the account monthly funding amount into & out of it from my other everyday account. If I had 1 more direct debit I could change my everyday general account to one which pays enough interest to cover another half a months winter gas & electric bill. I live a very frugal lifestyle due to limited finances so that little extra interest makes a huge difference to me, and also means I can treat the grandkids once in a while throughout the year.
Basically, that's my argument for agreeing with and wanting the direct debit option adding, be they seen as selfish reasons or otherwise, only a fool will ignore the opportunity to boost their finances, no matter by how little.
there are already similar ideas
As it was censored:
Like this idea:
Pay via Direct Debit Payments
Bad idea. giffgaff is a PAYG service, direct debits are gp for contract providers.
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